Businesses of all sizes need a risk management plan as part of everyday strategy. Recent volatility in global markets coupled with the rises in interest rates in Australia have put an even sharper focus on the importance of thinking ahead to manage risk. nabCapital’s Treasury Management team has structured a range of sophisticated financial solutions to help protect against uncertainty in the current economic climate and, vitally, to provide workable options for businesses.
What’s an acceptable level of risk for one business may look completely different to another. To deal with this we offer loans that cover a spectrum from the assurance of fixed rates to those providing greater choice and flexibility. Some NAB Business Markets Loans factor in the possibility of falling interest rates and some accordingly offer the chance to adjust the conditions of the loan to suit that circumstance.
Business customers may choose from options that over nominated periods offer both fixed and flexible solutions. The Cap Rate loan, for example, allows a business to have a known maximum interest rate at the outset while benefiting from floating interest rates below the cap level, while the Range Rate loan has a maximum cap and minimum floor so the cost of funding the loan can be pre-determined at the outset.
As individual appetites for risk and the nature of businesses vary, we invite you to discuss your needs with your NAB Business Banking Manager.
